meghana@ramsforensic.com

Forensic Services Offered

Insurance Investigations

Go to eradicate infringements on the law and order, and to do away with crime it is necessary to persistently improve crime detection techniques. Criminalistics has an important role to play in this field. It provides efficient crime detection techniques to specialists. Methods and means employed by criminalistics are also used in crime prevention. By examining and generalizing the methods of crime detection techniques criminalistics creates better methods of crime control. The present stage of criminalistics which has evolved from separate branches to a coherent system of scientific knowledge is characterized by a high degree of a comprehensive use of scientific and technical achievements and by a thorough elaboration of methodological problems, the tactics and methods of crime detection in the interests of justice.
It is a science of crime detection. To detect a crime means to expose all its attending features and identify the criminal. Crimes are uncovered through criminal procedure and operative search activities.

Insurance Investigations covers following types of cases:

Fire Claim (Arson)

Whenever there is fire at any place the cause of fire, the damage caused by fire and the interrogations of the persons is carried out by the investigator.

Motor claim-M.A.C.P, O.D. T.P Claim

Whenever there is motor or vehicular accident, the aggrieved party files a case against the vehicle involved in the accident. The investigator brings the truth on the surface by thoroughly interrogating the insured, driver, claimant and the eyewitnesses and verifying the injury certificate and RTO records of the vehicle. This helps to assess the genuineness of the claim filed and the accident caused. Under the investigation of O.D. claims the genuineness of the accident caused and the damaged caused to the involved vehicle is ascertain.

Theft and Burglary

Whenever there is theft of vehicle, or materials or jwellery or laptops or other valuables which are insured, the investigation of the incident is called for by the insurance company. The investigator assesses the valuables lost, surveys the spot of the theft and interrogates the concerned person and witnesses to bring out the clear picture.

Marine claim

The cases wherein there is a loss of goods during the transit state from factory go-down to the retail outlet.

Medi Claim

Wherever there are cases related to medical claims a through investigation is carried out to find out the genuineness of the claim. Whether the illness stated in the claim form is genuine in nature or the treating doctor has overcharged in any bill.

J.P.A Claim

Investigations are carried out on the genuineness of the claim, whether type of the accident is covered under the policy or not, what is cause of the accident? Whether the applicant is covered under the policy or not?

Cattle tagging and poisoning

Generally the cattle are insured and tagged, investigation are carried out to find the genuineness of the claim and examination of the tag is also done to find out whether the tag was attached to the cattle before or after the death.

Miscellaneous

Any other cases like claims filed after riots, floods or natural calamities or miscellaneous investigations.